Do Men Like Skinny Or Curvy Women? You'll Want to Read This Truth!

Do men like skinny or curvy women better? Do they prefer women who are thin enough to turn Ally McBeal green with envy? Or would they much rather hang out with women curvy enough to make Brad Pitt look their way? The debate between skinny or curvy women may go on forever, but men will almost always gravitate to a single preference -- and it's a natural thing.

Certain skinny women in the media, like Paris Hilton and Lindsay Lohan (at one point), made the whole "skinny look" in. While some men do prefer skinny women, it's never a good idea to force yourself to slim down that much. It isn't healthy!

Some women think skinny is the way to go so much that they starve themselves to almost look anorexic. This definitely isn't good for attraction, since men by nature hesitate to date women who look malnourished. They may not eat much, but since they're likely to get sick every now and then, they can still come off as "high-maintenance." Read: Turn-off.

Do Men Like Skinny Or Curvy Women? You'll Want to Read This Truth!

On the other hand, some women go great lengths to look as curvy as they possibly can. This usually entails going under the knife -- plastic surgery, implants, and dermatology. A little of this can be okay, but too much and you might end up looking like Dolly Parton. She may be hot, but you might scare men away.

So do men really like skinny or curvy women? The truth is that they gravitate towards the middle ground. And you can't blame them for playing it safe -- nature designed men to gravitate towards mates who look like they can become good mothers.

Nature aside, fit women really are more attractive than overly skinny or curvy women. Fit women show that they take great lengths to eat right and exercise regularly, and these women enjoy more energy to actually live an interesting life. Think Michelle Obama. Case closed!

Do Men Like Skinny Or Curvy Women? You'll Want to Read This Truth!
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If you are looking for a system to make every man adore you, chase you, love you, and commit to you, click Unforgettable Woman Advice. If you're ready for a highly effective method that's different from what every else is teaching, click 77 Secrets to Attract and Keep Him Now. You don't want to miss this!

This article is contributed by Tina Jones. Tina is part of the Unforgettable Woman Publishing Team. She works together with founder Alexandra Fox and writes dating/relationship articles for women who want to understand male psychology, how to attract men, and find true love. You can find more about Unforgettable Woman Publishing by visiting their website.

Using the Five Senses to Enhance Your Writing

Sight

This is the one sense that provides most of the detail for our stories. Our words become our readers' eyes, giving us a blank canvas upon which to paint a picture to tell our story. From the sight of a common fear, such as a spider creeping silently along the floor to the glimpse of a shadow on the stairway... sight is our greatest source of horror inspiration and description. When describing the sight of something terrifying there's a huge resource at the writer's disposal, because we can use our other senses to add glorious, gory detail to our descriptions. Here's an example of how all five of our senses can be used to describe a simple scene:

The apple was bright green, its skin polished and shining as it nestled in the fruit bowl (sight). The scent was fresh, as though the fruit had just been plucked from the tree (smell). She took it from the bowl, her fingers closing around the firm smooth skin (touch) as she lifted it to her lips. The apple crunched loudly (sound) as her teeth cut through the skin into the tart, juicy flesh (taste). As the fresh juice ran down her throat she noticed a small black speck moving slowly in the creamy flesh. Closer inspection revealed that she hadn't just taken a bite from the apple - she'd bitten through a fat, juicy worm.

Using the Five Senses to Enhance Your Writing

Sound

Remember when you were a small child, and your parents put you to bed? Perhaps there was no nightlight, and the TV room was at the other end of the house...

You're lying in your bed. All alone. Desperately waiting for your eyes to accustom to the dark you hear it - a soft, scratching noise - and it seems to be coming from under the bed. It lasts only a moment before it stops. You wonder if you were hearing things, and you're so desperate for the darkness to lighten you forget to blink. The blackness seems to swirl around you, cloaking you in a thick, black fog through which no light can penetrate. Suddenly it's there again, only this time the scratching seems closer. And louder. It seems to last a bit longer this time. So you hold your breath, because that darkness doesn't seem to be lifting. You've lost the sense of sight, so by not breathing you hope to hear the sound more clearly, and identify its location...

The description above relies on the complete absence of the sense of sight. This is where fear comes in and can play a major descriptive role - in this case blind fear. To compensate for loss of sight the sense of hearing becomes more acute, so the writer can introduce other horror-inducing thoughts and impressions. Where is the sound coming from? How close is it? Will I be able to feel it if it decides to climb on the bed? When will my eyes get used to the darkness? Should I start panicking now? If I get out of bed will it jump on top of me?

Touch

This sense conjures up description of things most us will probably try to never touch, like slime, frogs and warty skin. All these items are perfect for the horror/scary genre, but writers can also take the more ordinary touch phobias and use those items to horrific effect. Some people cannot bear to touch velvet, while others are terrified of touching paper. Still others find their skin crawls when they encounter cotton wool...

Opening the wooden box in the hotel bathroom, she recoiled in horror. Nestling quietly in the bottom of the box, white and shining, was a cluster of cotton wall balls. She stepped back, collapsing on the side of the bath. The mere thought of feeling those soft fibres squeaking as the ball pressed against her skin was enough to induce goosebumps. She wrapped her arms around herself in a subconscious effort to protect her body from the fear she'd had her entire life. Just thinking about cotton balls made her skin crawl. She moaned quietly, remembering the silent noise they emitted when squeezed; a noise that seemed to pass right through her skin. Through her panic she wondered if she'd remember to pack her facial sponges...

Descriptions of this particular sense can been embellished with the use of physical reactions to feeling certain items; goosebumps, stepping away from the source of horror, collapsing with fear, subconscious act of defence (hugging the body) and a noise of fear (moaning). All these reactions add to the reader's imagination, while adding to the picture your words are "painting".

Smell

Bad smells in the horror/scary genre usually mean something bad is about to happen or has already happened. The smell of rotting or burning flesh is probably the most common description applicable to this genre, and the description of the smell can also be used to indicate how the death occurred. Bad household smells range from two week old pizza languishing in the refrigerator to potatoes burning in a pot on the stove. Adjectives include: smelly, reeking, fetid, malodorous, rank, putrid and noxious.

As she applied the finishing touches to the client's hair, a sharp smell suddenly assaulted her nostrils. It was a smell she hated and dreaded, because it was an odour so terrible the memory remained burned into the subconscious forever. She froze as the acrid stench filled the air, assaulting her nostrils and her throat with its foul flavour. An instant later her salon filled with gasps and shrieks of horror. She turned towards the three ladies seated underneath the dryers. Mrs Hamilton and Mrs Edgar had managed to wriggle out from underneath their dryers, but poor Mrs Smith was unable to move. One of the pins from her rollers had obviously caught in the dryer, and ignited her hair. Smoke was seeping out of the top of the machine, which had started to spark. Placing her hand over her mouth and nose in a attempt to banish the malodorous scent she started to move towards Mrs Smith, who screamed as flames began flickering out of the dryer..."

Taste

Most, if not all of us, have an aversion to a certain food. We don't like to eat it and the taste of it makes us feel sick. Perhaps the mere thought of tasting it is enough to induce some horrible thoughts and feelings.

The candlelight caught the designs on the wineglass, casting a dark crimson glow on the table. He lifted the glass to his lips, the rich musky flavour of the cabernet sauvignon still drifting over his taste buds. At the first sip of the wine he almost choked. There was obviously something wrong with this new bottle of wine, for the liquid in his mouth had a bitter, sour taste. Although the consistency was the same as the previous glass, there was an acidic flavour he could not identify... although it seemed vaguely familiar. He swirled the liquid around in his mouth before swallowing it. It seemed to sting his tongue and burn the roof of his mouth, and when he swallowed the acrid liquid his throat tingled. Suppressing the urge to cough he reached for the glass of water next to his plate and took a sip. As the cool water cleansed the tart taste from his palate his hostess lifted the bottle he'd used to fill his wineglass... and poured balsamic vinegar over her plate of salad.

Writers have a magnitude of adjectives at their disposal when describing the horror of tasting unappetising food. These include: pungent, sour, acrid, bitter, fetid, stinking, putrid, decaying, rancid, reek, stale and bad.

Real life can be far more fascinating than fiction, and using our senses in our writing proves this truth. So the next time you sit down in front of your keyboard tap in to those five senses, and see just how they can colour your words!

Using the Five Senses to Enhance Your Writing
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The writer was born in Africa, and lived there for the first 38 years of her life. She worked in the world of public relations for over five years, running her own PR company and dealing extensively with the world of journalism and the print media. She is an author on http://www.Writing.Com/, a site for Writers. Her blog can be visited at: http://www.writing.com/authors/zwisis/blog

The History of Body Piercings - Ancient and Fascinating Around the World

Body piercings have seen a resurgence of interest in the last ten to twenty years and are becoming more and more a part of the mainstream Western culture. Take a look at any fashion or entertainment magazine and you'll see plenty of well-known celebrities with body piercings like navel rings or a labret. You might be surprised to find out that piercing is actually an ancient form of expression that most cultures have practiced at some time or other for thousands of years. Egyptian body piercings reflected status and love of beauty The earliest known mummified remains of a human that was pierced is over 5,000 years old. This worthy gentleman had his ears pierced with larger-gauge plugs in his ears, so plugs may be one of the oldest forms of body modification there is! We also know that the Egyptians loved to adorn themselves elaborately, and even restricted certain types of body piercings to the royal family. In fact, only pharaoh himself could have his navel pierced. Any one else who tried to get a belly button ring could be executed. (Tell that to Britney Spears!) Almost every well-to-do Egyptian wore earrings, though, to display their wealth and accent their beauty. Elaborate enameled and gold earrings frequently portrayed items in nature such as lotus blossoms. Body piercings are also mentioned in the Bible. In the Old Testament it's obvious that body jewelry is considered a mark of beauty and wealth, especially for Bedouin and nomadic tribes. In many cases, body jewelry was given as a bridal gift or as part of a dowry. It is clear that piercing was a sign of status and attractiveness in Biblical times. Romans were practical piercers Romans were very practical people, and for them piercing almost always served a purpose. Roman centurions pierced their nipples not because they liked the way it looked, but to signify their strength and virility. It was a badge of honor that demonstrated the centurion's dedication to the Roman Empire. As a symbol, it was important and served a specific function, unifying and bonding the army. Even Julius Caesar pierced his nipples to show his strength and his identification with his men. Genital piercing through the head of the penis was performed on gladiators, who were almost always slaves, for two reasons. A ring through the head of the penis could be used to tie the organ back to the testicles with a length of leather. In gladiatorial combat, this prevented serious injury. With a large enough ring or bar, it also prevented the slave from having sex without the owner's consent. Since the gladiator was "property," a stud fee could be charged to another slave owner for the highly prized opportunity to raise the next generation of great fighter. Making love or war, piercing makes it better Going across the ocean at around the same time, the Aztecs, Maya and some American Indians practiced tongue piercing as part of their religious rituals. It was thought to bring them closer to their gods and was a type of ritual blood-letting. The Aztec and Maya were warrior tribes, and also practiced septum piercing in order to appear fiercer to their enemies. Nothing looks quite as frightening as an opponent sporting a huge boar tusk thrust through his nose!

This practice was also common among tribes in New Guinea and the Solomon Islands. Some of the materials commonly used were bone, tusks and feathers. Hundreds of years later, French fur trappers in Washington State discovered American Indian tribes who wore bones through their septum and called them the Nez Perce, meaning "Pierced Noses" in French. It's interesting that civilizations separated by thousands of miles and even centuries often developed a love for the same kind of body piercings to enhance certain features, isn't it?

In Central and South America, lip labrets were popular for purely aesthetic reasons - women with pierced lips were considered more attractive. In fact, the holes were often stretched to incredible size as progressively larger wooden plates were inserted to emphasize the lips as much as possible. (Kind of like collagen today). The Aztecs and Maya also sported lip labrets of gold and jade, many of them elaborately carved into mythical or religious figures or sporting gemstones. These were seen as highly attractive and to enhance sexuality. As the world moved into the dark ages, interest in piercing died down somewhat and the medieval church began to condemn it as sinful. For a few hundred years, Western civilization abandoned the practice. As the Renaissance went into full swing, however, interest in piercing began to pick up again. A new era and a new interest in body piercings Sailors became convinced that piercing one ear would improve their long-distance site, and so the site of a sailor with a gold or brass ring became common. Word also spread that should a sailor be washed ashore after a shipwreck, the finder should keep the gold ring in exchange for providing a proper Christian burial. Sailors were both religious and superstitious, so they generally spent a lot for a large gold earring to hedge their bets. Men became much more fashion-conscious during the Renaissance and Elizabethan eras, and almost any male member of the nobility would have at least one earring, if not more. Large pearl drops and enormous diamond studs were a great way to advertise your wealth and standing in the community. It could also designate royal favor if your earring was a gift from a member of the royal family. Women, not wanting to be outshone by the men in all their finery, began to wear plunging necklines, with the Queen of Bavaria introducing the most outrageous, which consisted of not much at all above the waist. In order to adorn themselves, women began piercing their nipples to show off their jewelry. Soon they began wearing chains and even strands of pearls draped between the two.

The History of Body Piercings - Ancient and Fascinating Around the World

Men and women both discovered that these nipple piercings were also delightful playthings in bed, adding sensitivity to the breasts and giving the men both visual and tactile stimulation. Men began getting pierced purely for pleasure as well. While not entirely mainstream, piercing of the nipples and, occasionally, the genitals, continued to hold interest for members of the upper crust of society in Europe on and off for the next few hundred years. The next resurgence of interest was, surprisingly, during the Victorian age, which is usually seen as very repressed. Prince Albert, future husband of Queen Victoria, is said to have gotten the penis piercing that is named after him in order wear the tight-fitting trousers so popular at the time. The ring could then be attached to a hook on the inside of one pant leg, tucked safely away between the legs for a neat, trim look. Although we have no record of Victoria's response to the piercing itself, there is ample evidence she was wildly in love with her husband and almost never left his side after their marriage! Soon, Victorian men were getting Prince Albert's, frenums and a variety of other piercings purely for the pleasurable sexual effects, and women were doing the same. By the 1890's, it was almost expected that a woman would have her nipples pierced. In fact, some doctors at the time suggested it improved conditions for breastfeeding, although not all agreed. It was an interesting double standard -- plenty of people were doing it, but no one was talking about it. Modern-day body piercings In the last hundred years or so, body piercings in the Western world have mostly been limited to the ears, a standard hold-over from the fact that both men and women wore earrings during Elizabethan times. The Puritan movement did away with men wearing earrings, however, and it didn't really regain popularity until recently. Nose rings found new interest when young people (they were called hippies then) from the U.S. began traveling in India extensively looking for enlightenment in the 1960's. They noticed the nostril rings that most women had been wearing there since the sixteenth century. In India, this was a form of traditional, accepted adornment and was often linked to an earring by a chain. For rebellious teens from America, it was a great form of rebellion. After bringing nose piercings back to the U.S., the interest in body piercings of all kinds quickly caught on during the 1980's and 1990's. Celebrities, sports stars and singers all began sporting a variety of piercings. Soon, high school students and even stay-at-home moms were flashing new body piercings. And the rest, as they say, is history! This article on the "History of Body Piercings" reprinted with permission.
Copyright 2004 Evaluseek Publishing.

The History of Body Piercings - Ancient and Fascinating Around the World
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About the Author:
Lori Wilkerson is a full-time freelance writer who loves her work because it gives her the opportunity to learn more about the world every day. Right now, she knows a little bit about almost everything, and a lot about body jewelry, belly button rings and tongue rings. She has two dogs who are spoiled and one teenager who is not.

Scientifically Tested Olive Leaf Herb Is Known To Kill Every Virus And Germ Known To Man

What is the worst case scenario for the bird flu or just how bad could it get? A question I have always wanted the answer to. Well history is always the best teacher and we have an excellent historical teacher from 1918. The answer there is the bird flu of 1918, and that teacher is foreboding. Called the aquatic bird flu that actually started in China (sound familiar) then somehow got into Kansas not Europe. Isn't that interesting? It started among US Cavalry horses then moved to American troopers assigned to those mounts, stationed in Kansas. These Cavalry soldiers were shipped to the battle fields of Europe to take part in the fighting. Some of those soldiers arrived infected with the virus. This flu circulated throughout the densely packed cities of Europe then made its way back to America and did the same there. In a little over a years time it had run its course and 40 to 50 million people were dead.

In 1918 the big cities like London had a million people. Today our mega cities have 10 plus million people and a very fast transport system. Any new bird flu virus can travel in infected people across the world in a matter of days.

Why can't modern medicine help us?

Scientifically Tested Olive Leaf Herb Is Known To Kill Every Virus And Germ Known To Man

Until the bird flu virus of today mutates to its human infecting form, no scientific steps can be taken to create a serum. Only then can science develop the serum and begin to make large batches. This takes considerable amounts of time and fertile chicken eggs and there are not many around. Under optimal conditions modern science takes at least 6 months, minimum. Remember I just said above, it only takes days to move the virus across the world. So even with all the pharmaceutical companies around the world creating this serum only a small part of the world's population would be protected. I hate to make this sound worse, but the virus can also mutate into other human infecting forms and other serums must be developed.

The Herbal Solution to a Bird Flu Epidemic

You can see how bad it can get and how little modern medicine can do. There has really been little progress since 1918. So what can be done to protect yourself and your family? Here is the answer that has been around for ages. Olive leaf tincture is the answer to bird flu and all other germs and virus infections. But do not take my word for it, here is some of the history of this very powerful herb and what modern science found when they looked at it.

History of Olive Leaf as Herbal Medicine

I personally believe that God was referring to the olive tree in Ezekiel 47:12, God spoke of a tree: "The fruit thereof shall be for meat, and the leaf thereof for medicine."

The ancient Egyptians may have been the first to put the olive leaf to practical use. They regarded it as a symbol of heavenly power, and in keeping with that belief, they extracted its oil and used it to mummify their kings. The Egyptians and later cultures also found, and there is documentation, that the olive leaf was a great herbal medicine for the relief of fevers (sounds like viral infections to me).

The knowledge of the medicinal properties of the tree (Olea europaea) date back to the early 1800's where it was used in liquid form as a very effective treatment for malarial infections. According to the 1854 Pharmaceutical Journal of Provincial Transactions, pages 353 and 354(a), the doctors at that time stated that the properties of the tree, Olea europaea, deserved more extensive investigation.

In the early 1900's, a bitter compound was found in the leaves of certain olive trees called "Oleuropein." This compound was determined to be part of the olive tree's powerful disease resistant structure. In 1962, European researchers recorded that oleuropein had the ability to lower blood pressure in animals, increase blood flow in the coronary arteries, relieve arrhythmias and prevent intestinal muscle spasms. A Dutch researcher found the chemical responsible for olive leafs healing power was elenolic acid which has strong antiviral, bacterial and antiparasitic properties.

Modern Medicine Finds That Olive Leaf is a Powerful Medicine

In the late 60's and early 70's, The Upjohn Companies' test studies were published by The American Society for Microbiology in regards to a new multifunctional monoterpene which they had isolated from various parts of the olive tree. The compound was called calcium elenolate, a crystalline salt form of elenolic acid. When they tested this compound it was found to be virucidal against all viruses for which it was tested. The compound acted effectively at low concentrations without any harmful influence on host cell mechanisms. It was also found to be extremely safe and nontoxic, even at high doses. While it worked extremely well in-vitro, it was unsuccessful in-vitro. When injected into the blood stream, the compound bound quickly to the blood serum protein and rendered itself ineffective. They were unable to overcome this problem and terminated their research. During this same period, other companies had interest in the compound and performed various tests, but also lost interest. Then in 1990, interest was renewed and the process of bringing the remarkable product Olive Leaf Extract to market began.

A safety study on calcium elenolate was laboratory tested with animals and published by The Upjohn Company in 1970. The study concluded that even in doses several hundred times higher than recommended, no toxic or other adverse side effects appeared..

Recent Australian studies show that liquid olive leaf extract made from fresh olive leaves has up to 40 times more antioxidants than even the very best extra virgin olive oils. This same fresh Olive Leaf Extract also has 5 times more antioxidant power than Vitamin C, 28 times more antioxidant power than Noni juices and 6 times more than Goji juices.

The Power of Olive Leaves

Effective against fever and helpful for nervous tension; great immune booster and viral/bacterial killer. Researchers credit a number of unique properties possessed by the olive leaf compound for the broad killing power: an ability to interfere with critical amino acid production essential for viruses, an ability to contain viral infection and/or spread by inactivating viruses or by preventing virus shedding, budding or assembly at the cell membrane, and the ability to directly penetrate infected cells and stop viral replication in the case of retroviruses. It is able to neutralize the production of reverse transcriptase and protease (an enzyme found in retroviruses that enable the virus to make DNA from viral RNA). These enzymes are essential for a retrovirus, such as HIV, to alter the RNA of a healthy cell. It can stimulate phagocytosis, an immune system response in which immune cells ingest harmful microorganisms and foreign matter.

Summary of conditions for which olive leaf extract acts as a microbial and anti-viral agent

AIDS Amoebiasis Anthrax Athlete's Foot Bladder Infection Campylobacter Chicken Pox Chlamydia Cholera Common Cold Cold Sore (herpes simplex) Cryptosporidiosis Cytomegalovirus Diarrheal Disease Diphtheria Ear Infection Ebola Sudan Virus E. Coli Epstein-Barr Virus Flu (influenza) Gastric Ulcers (from H. Pylori) Genital Herpes/Warts Giardia Gonorrhea Group B Strep Hantavirus Hepatitis A, B, C Herpes Zoster (shingles) Lyme Disease Malaria Measles Meningitis (bacterial) Meningitis (viral) Mononucleosis Pinworms Pneumonia (bacterial) Pneumonia (viral) Polio Pork Tapeworm Rabies Rheumatic Fever Ringworm Retrovirus infection Roundworm Rotavirus Infection RSV Staphylococcal Food Poisoning Strep Throat Syphilis Tuberculosis Thrush Toxic Shock Syndrome Trichinosis Typhoid Fever Urinary Tract Infections Vaginal Yeast Infections

Die-Off Syndrome

There are no negative side effects with Olive leaf extract but it does have a healthy side effect called the Herxheimer or "Die-Off" effect. Here is what takes place during a die-off effect. In the body there are microbes or viruses that somehow manage to evade the body's immune system. Upon exposure to olive leaf tincture these microbes and viruses are destroyed which is a good thing for the person. After the microbe virus death, their cell-wall proteins are absorbed through the weakened mucous membrane, which surrounds them. The body recognizes these as toxins and begins its natural processes to get rid of them. If present in too large of numbers for the eliminative system to handle, the individual may develop symptoms that include headaches, swelling in the mouth, throat, sinuses, and lymphatic's, rashes, fatigue, diarrhea, muscle/joint achiness, or other flu-like symptoms. The severity will vary from person to person, depending on the extent of their condition, the state of their immune and eliminatory systems, and how much olive leaf extract is being consumed.

The die off effect is desirable as it indicates that the body is being cleared of these hazardous microbes and viruses. Anyone who experiences these unpleasant effects generally feels fabulously well afterwards many times better than ever before.

If you feel the effects and you would like to minimize them, there are some easy things you can do. Many physicians recommend that an individual consume plenty of water in between usages of the product. Water keeps the lymphatic system and the kidneys functioning properly and more capable of handling the excess toxins. Another way to reduce the effects is to cut back on the dose of tincture that you are taking or go off it completely for a day or two before slowly increasing the dose once again. It can take anywhere from a couple of days to a week to completely rid the body of the excess toxins.

Why Olive Leaf Tincture?

A good question, and the answer makes common sense. Tinctures are made from the ground herb combined with pure grain alcohol. The alcohol acts as a solvent extracting the active healing ingredients out of the herb. The alcohol is then pressed out of the herb, all the valuable active herbal ingredients are now in the alcohol, the herbal pulp is discarded. This process can be done with one or a combination of herbs. In an alcohol tincture form the herb(s) are easily assimilated by the body to immediately begin the healing process such as killing germs or viruses.

Dosage

There is no official dose for taking olive leaf tincture even though it has been around for thousands of years of use and testing. The most popular amount for a maintenance dose is 2 droppers full twice daily on an empty stomach before meals. For conditions such as the common cold, flu, sinus infections, and basic respiratory tract infections, the dose is 2 droppers full every 2 hours. For acute infections such as sore throat, swollen glands, fever, etc., the recommendation is 3 droppers full every 2 hours.

Safety of Olive Leaf Tincture

From all indications over the thousands of years of use by professional and nonprofessional people; Olive leaf tincture appears to be an extremely safe supplement that can effectively aid the body in improving immune function and fighting infection by various microbes and viruses. To my knowledge and through my research I have not found one single negative case involving the use of olive leaf tincture.

Shelf Life

Alcohol acts as a preservative and if stored in a cool, dark place, tinctures can last indefinitely. I have herbal tinctures that have lasted 15 years and were just as strong as when I first used them. As I said above, avoid heat, sunlight, and exposure to air, and your tinctures will keep their "just picked" freshness for as long as you own them.

Caution:

Don't take olive leaf with antibiotics as they can be inactivated by olive leaf.

Don't take olive leaf with Warfarin (Coumadin) this drug can cause internal bleeding.

Olive leaf naturally relaxes blood vessels and capillaries which could increase Coumadin's side effect.

References:

The main reference for the information in this article was taken from Doctor Jack Ritchason's Book "Olive Leaf Extract" Woodland publishing, Pleasant Grove, Utah. 1999

Nature's multi-functional force against infections and cardiovascular disease? by Amanda Jackson Ph.D.

Positive Health Publications LTD 1994-2002

Handbook of Medicinal Herbs, by James A. Duke, Pub. CRP Second Edition 2007

Scientifically Tested Olive Leaf Herb Is Known To Kill Every Virus And Germ Known To Man
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Paul Blake is a doctor of herbal medicine and a master herbalist. He used naturopathic medicine to treat his own case of cancer eighteen years ago. Visit Paul's website on Herbal Remedies, Natural Healing Herbs for more interesting information on improving your health, or for more information on the powerful Olive Leaf herb.

What are the Real Risks of Body Piercing? -- Advice for Parents & Teens

Are you or your teenager considering a body piercing? Is it difficult to see eye-to-eye on this subject, or are you just not sure what the real risks of body piercing are? Sometimes it's hard to separate the facts from the myths surrounding body modification. When that happens, it can make it even harder for parents and teenagers to come to an agreement on whether a body piercing is an acceptable form of self-expression.

First, you should understand that the risks of body piercing are very real. There are genuine problems that can and do arise, and these shouldn't be ignored. On the other hand, by taking certain precautions and taking proper care of your piercings, you can minimize your chance of having a problem and greatly increase the chances that you will be one of the millions of people who will end up with a healthy, normal piercing.

What are the health risks of body piercing?

What are the Real Risks of Body Piercing? -- Advice for Parents & Teens

Infection. Without proper care, infection can lead to scarring and even blood poisoning. Infections of piercings are unattractive and can be very dangerous. Allergic Reaction. Some people are sensitive to certain metals and only discover this when they are pierced and have a severe reaction to the jewelry. The rash, swelling, and difficulty breathing can lead to shock and hospitalization. Nerve Damage. If a piercing isn't placed carefully, it can be pushed through a nerve, severing it and making the surrounding area permanently deadened to any feeling. Excessive Bleeding. This is just what it sounds like. If you get pierced and happen to hit a large blood vessel, you could have difficulty stopping the bleeding and may end up in the emergency room getting it cauterized. Not pretty. Risk of Cross-Contamination. You may become cross-contaminated by Hepatitis, the HIV virus, or another blood-borne pathogen is you are pierced by improperly sterilized needles. Keloids. These are toughened knots of scar tissue that look like cysts at the base of a piercing that sometimes form for no reason at the site of a piercing. Can't donate blood. Is it important for you to be a blood donor? Is there someone in your family who is ill and may need blood donations in the near future? Don't get pierced. You cannot donate blood for one year after getting pierced -- no exceptions. Dental Risks. There are several problems that can arise from oral piercings, including chipped teeth, worn tooth enamel, damage to the gums and jaw line from wear, and even aspiration (inhaling) of a loose piece of jewelry into the lungs. Infection and swelling of the tongue is also a possibility, and is very unpleasant.

Are there other body piercing risks?

It depends on what you consider a risk. There are certainly things you should consider that you could call potential drawbacks to getting pierced. Among these are:

Pain. How much of a weenie are you? If you can't tolerate pain, you may be risking suffering more than you like for your vanity. Some piercings hardly hurt at all, others can be pretty rough for a few weeks. Cost. Do you have the money to pay not only for the piercing and jewelry, but for the aftercare products, such as Provon® or Satin® and H2Ocean®? Commitment. You are putting yourself at risk if you can't clean your piercing every day, twice a day. Period. End of discussion. And you have to do your sea salt soaks or H2Ocean® treatments without fail. Judgment of Others. Let's get real. You may not want to hear this one, but face it; others may judge you based on your piercings, so really think this one through. Will it bother you if others stare as though they are afraid of you? Do you want to have to explain yourself or remove your piercing for job interviews? Will you feel badly if your piercing upsets your grandparents or family friends?

Okay, we've looked at the risks of body piercing, and you (or your teenager) are still certain that a piercing is a "must have." How do you prevent all of those scary possibilities we mentioned in our list of health risks? By doing your homework! A good piercing with a low risk of infection or other complications is the result of choosing a good, professional piercer and having the piercing done in the proper environment.

What should you look for in a piercing parlor that will reduce the risks of body piercing?

First impressions count! When you walk in the door, scan the waiting area. Is it clean, neat and professional looking? If the front of the shop isn't clean, it's a sure thing that they can't keep the back area clean. If you first impression makes you wary, turn around and walk out the door.

Credentials

Check to make sure they are licensed by the local board of health to operate as a piercing studio, and make sure their license hasn't expired. Also look for membership in a recognized group such as the Association of Professional Piercers (APP), which sets high standards for membership and requires extensive training. An APP certification will indicate that the piercers have taken classes and been through a rigorous apprenticeship program.

Helpful, Knowledgeable Staff

Ask questions, and lots of them. If the employees don't know the answers and are more like sales clerks pushing jewelry than anything, you should be wary. They may have a high turn-over of staff for some reason; this is also a red flag. If, however, they can answer your piercing questions and give you good, clear advice, then they have been well-trained by someone with experience.

The one exception may be if the studio is very large and they have a few sales people who only work the front counters. If this is the case and you begin asking questions, they should answer honestly that they are salespeople, and be willing to refer you to a piercer or apprentice who can discuss your concerns with you. There should always be a piercer on location at the studio or parlor when it is open -- always.

Printed information

Ask to see the aftercare information they provide to individuals getting pierced. If you hear, "Oh, your piercer will explain all that to you," insist on seeing the printed version before getting pierced. If they don't have printed, step-by-step instructions, walk away. It is too easy to forget what you need to do, forget the name of the product you should be using, etc. if you don't have printed instructions. If they aren't willing to spend the money to print the instructions for their clients, who knows where else they might be cutting corners!

Read through the aftercare instructions and see if they are current with the prevailing standards. A good way to evaluate this is by checking them against what you see on sites such as BME, Tribalectic and APP. If the piercing literature still recommends using alcohol or hydrogen peroxide, for instance, to clean your piercing, then the studio is not keeping up with the current research in body piercing care and may cause you unnecessary suffering and longer healing times.

The rules are there for a reason

If you're a teenager and they don't ask for I.D. or tell you to come back with a parent or guardian, do not thank your lucky stars. Leave! The law says your parent has to be present, and any studio that bends or breaks the rules on one issue will do the same on others.

In other words, if they are willing to "ignore" one rule to grab your money, they will ignore others to turn a higher profit. They may decide that the expense of an autoclave is unnecessary, or that reusing piercing needles is a great way to save some money. You are a minor and have little or no protection without your parents present, and they know this -- that's why they do it -- to take advantage of you, pure and simple. If you are going to get pierced, make sure you take a parent or guardian with you for your own safety. If they've been cool enough to get this far with you, they'll survive going to a piercing parlor, trust me.

The rest of the place

We've made it past the waiting room and decided that the piercing parlor seems okay so far; they have current credentials and health certificates, their aftercare instructions look good, and they had Dad sign a consent form. Are we ready to go? Not yet. You still need to check a few more things. Don't be afraid to interrogate them about the piercing room and the sterilization process itself. These are two of the most important things to consider.

Ask these questions before ever getting pierced:

Do you sterilize your tools in an autoclave? May I see your most recent spore test results? If they don't do spore testing at least once a month, don't get pierced there. Spore testing is the only way to know if an autoclave is effectively sterilizing the equipment, and autoclave sterilization is the only method approved by the Association of Professional Piercers. How long have you been piercing, and how did you learn? Body piercing is complex, and any piercer who is a professional will gladly explain where he learned and from whom. It takes quite a while to learn what types of jewelry and needles are best for each piercing and to learn how to place the piercings optimally. If a piercer seems defensive or less than forthcoming, be hesitant to let him touch you with a needle. May I see the room where you'll be doing the piercing, and can I watch you set up? Check out the area where the piercings are done. Do they wipe down the area before and after every piercing? Do they maintain a clean, dust free environment at all times? When setting up, make sure that the sterilized instruments are put on a tray and not touched except with washed, gloved hands. Make sure the piercer uses gloves for the entire piercing and changes them frequently. What type of piercing needles do you use? There is only one correct answer: Single-use, pre-sterilized, disposable needles. These should not be opened except in your presence at the time of the piercing. If they use a piercing gun for any piercing, leave immediately. No body piercing should ever be done with a piercing gun, which causes bruising, trauma and excessive tearing and bleeding.

"I've chosen the parlor and piercer and I got a really cool body piercing. Now what?"

AFTERCARE!!! There is nothing as crucial to addressing the risks of body piercing as properly following the guidelines for piercing aftercare. Since you've chosen a reliable, professional piercer, you will have a set of aftercare instructions that will tell you what to do to properly care for your piercings.

Do not skip a day because you are too tired, too busy, or because you "forget." Aftercare is literally preventative care -- you are taking care of your piercing in order to prevent an infection and to enable the wound to heal properly. While following your aftercare instructions, watch for signs of trouble so that you can address them early on before they turn into real problems.

Signs of a potential problem that you should bring to the attention of your parents (if you are a minor) or your piercer are:

Discharge that is green or yellow from the piercing Splitting, oozing or cracking and bleeding of a piercing more than a week old Swelling and redness after the first few days Pain and redness or red streaks radiating out from the piercing Migration (movement of the piercing) up through the layers of skin Difficulty breathing and swelling of the tongue within hours of a piercing, especially an oral piercing A rash or hives soon after a piercing A lump or bump forming at the base of the piercing

In some cases, you will need to see a doctor; in others your piercer will be able to advise you on the proper steps to alleviate the situation. The important thing is to catch any small problems before they turn into big ones. If you follow your aftercare instructions and monitor your piercing carefully, you can minimize the risks of body piercing so that you can enjoy your new body piercing completely!

This article "What are the Real Risks of Body Piercing?" reprinted with permission.
Copyright © 2004 Evaluseek Publishing.

What are the Real Risks of Body Piercing? -- Advice for Parents & Teens
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Lori Wilkerson is a full-time freelance writer who loves her work because it gives her the opportunity to learn more about the world every day. Right now, she knows a little bit about almost everything, and a lot about body jewelry.

Due Diligence Checklists - For Commercial Real Estate Transactions

Planning to purchase or finance Commercial or Industrial Real Estate? Shopping Center? Office Building? Restaurant/Banquet property? Parking Lot? Storefront? Gas Station? Manufacturing facility? Warehouse? Logistics Terminal? Medical Building? Nursing Home? Hotel/Motel? Pharmacy? Bank facility? Sports and Entertainment Arena? Other?

A KEY to investing in commercial real estate is performing an adequate Due Diligence Investigation to assure you know all material facts to make a wise investment decision and to calculate your expected investment yield.

The following checklists are designed to help you conduct a focused and meaningful Due Diligence Investigation.

Due Diligence Checklists - For Commercial Real Estate Transactions

Basic Due Diligence Concepts:

Commercial Real Estate transactions are NOT similar to large home purchases.

Caveat Emptor: Let the Buyer beware.

Consumer protection laws applicable to home purchases seldom apply to commercial real estate transactions. The rule that a Buyer must examine, judge, and test for himself, applies to the purchase of commercial real estate.

Due Diligence: "Such a measure of prudence, activity, or assiduity, as is proper to be expected from, and ordinarily exercised by, a reasonable and prudent [person] under the particular circumstances; not measured by any absolute standard, but depending upon the relative facts of the special case." Black's Law Dictionary; West Publishing Company.

Contractual representations and warranties are NOT a substitute for Due Diligence.

Breach of representations and warranties = Litigation, time and money.

WHAT DILIGENCE IS DUE?

The scope, intensity and focus of any due diligence investigation of commercial or industrial real estate depends upon the objectives of the party for whom the investigation is conducted. These objectives may vary depending upon whether the investigation is conducted for the benefit of (i) a Strategic Buyer (or long-term lessee); (ii) a Financial Buyer; (iii) a Developer; or (iv) a Lender.

If you are a Seller, understand that to close the transaction your Buyer (and its Lender) must address all issues material to its objective - some of which require information only you, as Owner, can adequately provide.

GENERAL OBJECTIVES:

(i) A "Strategic Buyer" (or long-term lessee) is acquiring the property for its own use and must verify that the property is suitable for that intended use.

(ii) A "Financial Buyer" is acquiring the property for the expected return on investment generated by the property's income stream, and must determine the amount, velocity and durability of the revenue stream. A sophisticated Financial Buyer will likely calculate its yield based upon discounted cash-flows rather than the must less precise capitalization rate ("cap rate"), and will need adequate financial information to do so.

(iii) A "Developer" is seeking to add value by changing the character or use of the property - usually with a short-term to intermediate-term exit strategy to dispose of the property; although, a Developer might plan to hold the property long term as Financial Buyer after development or redevelopment. The Developer must focus on whether the planned change is character or use can be accomplished in a cost-effective manner. A developer conducting due diligence will focus on issues involving market demand, access, use and finances.

(iv) A "Lender" is seeking to establish two basic lending criteria:

1. "Ability to Repay" - The ability of the property to generate sufficient revenue to repay the loan on a timely basis; and

2. "Sufficiency of Collateral" - The objective disposal value of the collateral in the event of a loan default, to assure adequate funds to repay the loan, carrying costs and costs of collection in the event forced collection becomes necessary.

The amount of diligent inquiry due to be expended (i.e. "Due Diligence") to investigate any particular commercial or industrial real estate project is the amount of inquiry required to answer each of the following questions to the extent relevant to the objectives of the party conducting the investigation:

I. THE PROPERTY:

1. Exactly what PROPERTY does Purchaser believe it is acquiring?

(a) Land?

(b) Building?

(c) Fixtures?

(d) Other Improvements?

(e) Other Rights?

(f) The entire fee title interest including all air rights and subterranean rights?

(g) All development rights?

2. What is Purchaser's planned use of the Property?

3. Does the physical condition of the Property permit use as planned?

(a) Commercially adequate access to public streets and ways?

(b) Sufficient parking?

(c) Structural condition of improvements?

(d) Environmental contamination?

(i) Innocent Purchaser defense vs. exemption from liability

(ii) All Appropriate Inquiry

4. Is there any legal restriction to Purchaser's use of the Property as planned?

(a) Zoning?

(b) Private land use controls?

(c) Americans with Disabilities Act?

(d) Availability of licenses?

(i) Liquor license?

(ii) Entertainment license?

(iii) Outdoor dining license?

(iv) Drive through windows permitted?

(e) Other impediments?

5. How much does Purchaser expect to pay for the property?

6. Is there any condition on or within the Property that is likely to increase Purchaser's effective cost to acquire or use the Property?

(a) Property owner's assessments?

(b) Real estate tax in line with value?

(c) Special Assessment?

(d) Required user fees for necessary amenities?

(i) Drainage?

(ii) Access?

(iii) Parking?

(iv) Other?

7. Any encroachments onto the Property, or from the Property onto other lands?

8. Are there any encumbrances on the Property that will not be cleared at Closing?

(a) Easements?

(b) Covenants Running with the Land?

(c) Liens or other financial servitudes?

(d) Leases?

9. Leases?

(a) Security Deposits?

(b) Options to Extend Term?

(c) Options to Purchase?

(d) Rights of First Refusal?

(e) Rights of First Offer?

(f) Maintenance Obligations?

(g) Duty on Landlord to provide utilities?

(h) Real estate tax or CAM escrows?

(i) Delinquent rent?

(j) Pre-Paid rent?

(k) Tenant mix/use controls?

(l) Tenant exclusives?

(m) Tenant parking requirements?

(n) Automatic subordination of Lease to future mortgages?

(o) Other material Lease terms?

10. New Construction?

(a) Availability of construction permits?

(b) Utilities?

(c) NPDES (National Pollutant Discharge Elimination System) Permit?

(i) Phase 2 effective March 2003 - Permit required if earth is disturbed on one acre or more of land.

(ii) If applicable, Storm Water Pollution Prevention Plan (SWPPP) is required.

II. THE SELLER:

1. Who is the Seller?

(a) Individual?

(b) Trust?

(c) Partnership?

(d) Corporation?

(e) Limited Liability Company?

(f) Other legally existing entity?

2. If other than natural person, does Seller validly exist and is Seller in good standing?

3. Does the Seller own the Property?

4. Does Seller have authority to convey the Property?

(a) Board of Director Approvals?

(b) Shareholder or Member approval?

(c) Other consents?

(d) If foreign individual or entity, are any special requirements applicable?

(i) Qualification to do business in jurisdiction of Property?

(ii) Federal Tax Withholding?

(iii) US Patriot Act compliance?

5. Who has authority to bind Seller?

6. Are sale proceeds sufficient to pay off all liens?

III. THE PURCHASER:

1. Who is the Purchaser?

2. What is the Purchaser/Grantee's exact legal name?

3. If Purchaser/Grantee is an entity, has it been validly created and is it in good standing?

(a) Articles or Incorporation - Articles of Organization

(b) Certificate of Good Standing

4. Is Purchaser/Grantee authorized to own and operate the Property and, if applicable, finance acquisition of the Property?

(a) Board of Director Approvals?

(b) Shareholder or Member approval?

(c) If foreign individual or entity, are any special requirements applicable?

(i) Qualification to do business in jurisdiction of the Property?

(ii) US Patriot Act compliance?

(iii) Bank Secrecy Act/Anti-Money Laundering compliance?

5. Who is authorized to bind the Purchaser/Grantee?

IV. PURCHASER FINANCING:

A. BUSINESS TERMS OF THE LOAN:

What loan terms have the Purchaser, as Borrower, and its Lender agreed to?

(a) What is the amount of the loan?

(b) What is the interest rate?

(c) What are the repayment terms?

(d) What is the collateral?

(i) Commercial real estate only?

(ii) Real estate and personal property together?

(e) First lien? A junior lien?

(f) Is it a single advance loan?

(g) A multiple advance loan?

(h) A construction loan?

(i) If it is a multiple advance loan, can the principal be re-borrowed once repaid prior to maturity of the loan; making it, in effect, a revolving line of credit?

(j) Are there reserve requirements?

(i) Interest reserves?

(ii) Repair reserves?

(iii) Real estate tax reserves?

(iv) Insurance reserves?

(v) Environmental remediation reserves?

(vi) Other reserves?

(k) Are there requirements for Borrower to open business operating accounts with the Lender? If so, is the Borrower obligated to maintain minimum compensating balances?

(l) Is the Borrower required to pledge business accounts as additional collateral?

(m) Are there early repayment fees or yield maintenance requirements (each sometimes referred to as "pre-payment penalties")?

(n) Are there repayment blackout periods during which Borrower is not permitted to repay the loan?

(o) Is there a Loan Commitment fee or "good faith deposit" due upon Borrower's acceptance of the Loan Commitment?

(p) Is there a loan funding fee or loan brokerage fee or other loan fee due Lender or a loan broker at closing?

(q) What are the Borrower's expense reimbursement obligations to Lender? When are they due? What is the Borrower's obligation to pay Lender's expenses if the loan does not close?

B. DOCUMENTING THE COMMERCIAL REAL ESTATE LOAN

Does Purchaser have all information necessary to comply with the Lender's loan closing requirements?

Not all loan documentation requirements may be known at the outset of a transaction, although most commercial real estate loan documentation requirements are fairly typical. Some required information can be obtained only from the Seller. Production of that information to Purchaser for delivery to its lender must be required in the purchase contract.

As guidance to what a commercial real estate lender may require, the following sets forth a typical Closing Checklist for a loan secured by commercial real estate.

Commercial Real Estate Loan Closing Checklist

1. Promissory Note

2. Personal Guaranties (which may be full, partial, secured, unsecured, payment guaranties, collection guaranties or a variety of other types of guarantees as may be required by Lender).

3. Loan Agreement (often incorporated into the Promissory Note and/or Mortgage in lieu of being a separate document)

4. Mortgage [sometimes expanded to be a Mortgage, Security Agreement and Fixture Filing]

5. Assignment of Rents and Leases

6. Security Agreement

7. Financing Statement (sometimes referred to as a "UCC-1", or "Initial Filing")

8. Evidence of Borrower's Existence In Good Standing; including

(a) Certified copy of organizational documents of borrowing entity (including Articles of Incorporation, if Borrower is a corporation; Articles of Organization and written Operating Agreement, if Borrower is a limited liability company; Certified copy of trust agreement with all amendments, if Borrower is a land trust or other trust; etc.)

(b) Certificate of Good Standing (if a corporation or LLC) or Certificate of Existence (if a limited partnership) or Certificate of Qualification to Transact Business (if Borrower is an entity doing business in a State other than its State of formation)

9. Evidence of Borrower's Authority to Borrow; including

(a) a Borrower's Certificate;

(b) Certified Resolutions

(c) Incumbency Certificate

10. Satisfactory Commitment for Title Insurance (which will typically require, for analysis by the Lender, copies of all documents of record appearing on Schedule B of the title commitment which are to remain after closing), with required commercial title insurance endorsements, often including:

(a) Affirmative Creditors Rights Endorsement (extending coverage over policy exclusion 7 and policy exclusions 3(a) and 3(d) as they relate to creditor's rights matters)

(b) ALTA 3.1 Zoning Endorsement modified to include parking

(c) ALTA Comprehensive Endorsement 1

(d) Location Endorsement (street address)

(e) Access Endorsement (vehicular access to public streets and ways)

(f) Contiguity Endorsement (the insured land comprises a single parcel with no gaps or gores)

(g) PIN Endorsement (insuring that the identified real estate tax permanent index numbers are the only applicable PIN numbers affecting the collateral and that they relate solely to the real property comprising the collateral)

(h) Usury Endorsement (insuring that the loan does not violate any prohibitions against excessive interest charges)

(i) other title insurance endorsements applicable to protect the intended use and value of the collateral, as may be determined upon review of the Commitment for Title Insurance and Survey or arising from the existence of special issues pertaining to the transaction or the Borrower.

11. Current ALTA Survey (3 sets), [typically prepared in accordance with 2005 Minimum Standard Detail for ALTA/ACSM Land Title Surveys, certified to the lender, Buyer and the title insurer, including items 1 through 4, 6, 7(a), 7(b)(1), 8 through 11(a) and 14 from the Surveyor's "Optional Survey Responsibilities and Specifications" referred to as "Table A"].

12. Current Rent Roll

13. Certified copy of all Leases (3 sets)

14. Lessee Estoppel Certificates

15. Lessee Subordination, Non-Disturbance and Attornment Agreements [sometimes referred to simply as "SNDAs"].

16. UCC, Judgment, Pending Litigation, Bankruptcy and Tax Lien Search Report

17. Appraisal (must comply with Title XI of FIRREA (Financial Institutions Reform, Recovery and Enforcement Act of 1989, as amended)

18. Environmental Site Assessment Report (sometimes referred to as Environmental Phase I and/or Phase 2 Audit Reports)

19. Environmental Indemnity Agreement (signed by Borrower and guarantors)

20. Site Improvements Inspection Report

21. Evidence of Hazard Insurance naming Lender as the Mortgagee/Lender Loss Payee; and Liability Insurance naming Lender as an "additional insured" (sometimes listed as simply "Acord 27 and Acord 25, respectively)

22. Legal Opinion of Borrower's Attorney

23. Credit Underwriting documents, such as signed tax returns, property operating statements, etc. as may be specified by Lender

24. Compliance Agreement (sometimes also called an Errors and Omissions Agreement), whereby the Borrower agrees to correct, after closing, errors or omissions in loan documentation.

It is useful to become familiar with the Lender's loan documentation requirements as early in the transaction as practical. The requirements will likely be set forth with some detail in the lender's Loan Commitment - which is typically much more detailed than most loan commitments issued in residential transactions.

Conducting the Due Diligence Investigation in a commercial real estate transaction can be time consuming and expensive in all events.

If the loan requirements cannot be satisfied, it is better to make that determination during the contractual "due diligence period" - which typically provides for a so-called "free out" - rather than at a later date when the earnest money may be at risk of forfeiture or when other liability for failure to close may attach.

CONCLUSION

Conducting an effective due diligence investigation in a commercial real estate transaction to discover all material facts and conditions affecting the Property and the transaction is of critical importance.

Unlike owner occupied residential real estate, when a house can nearly always be occupied as the purchaser's home, commercial real estate acquired for business use or for investment is impacted by numerous factors that may affect its use and value.

The existence of these factors and their affect on a Purchaser's ability to use the Property for its intended use and on the Purchaser's projected investment yield can only be discovered through diligent investigation and attention to detail.

The circumstances of each transaction will determine what degree of diligence is required. The level of diligence required under the circumstances is the diligence that is due.

Exercise Due Diligence.

Due Diligence Checklists - For Commercial Real Estate Transactions
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R. Kymn Harp is a seasoned attorney based in Chicago, Illinois with 30 years experience representing commercial real estate investors, lenders and developers. He is a frequent speaker at continuing education seminars, and is a widely published author on commercial and industrial real estate topics including due diligence, entitlements, commercial real estate financing, and Brownfield development and financing.

R. Kymn Harp can be contacted at:

Robbins, Salomon & Patt, Ltd
25 E. Washington Street Suite 100
Chicago, IL 60602
Dir. Ph: 312-456-0378
Email: rkharp@rsplaw.com

For more information go to: http://www.realestate-law.com

Self-Publishing My Book on the Internet

Gone are the days when the only way to get your book into the hands of readers was to try and get a publishing deal from a big name publisher, and even then you only made but so much money on your efforts.

The Internet provides an opportunity in today's age where anyone can handle the whole process of creating and marketing their own work without waiting for some else to help them with the task.

One of the main advantages of having a publisher is the fact that they have a vast distribution network of books stores, which serves as a vehicle to get your book the necessary exposure. In today's market you have an even bigger network, the Internet network that consist of billions of potential customers.

Self-Publishing My Book on the Internet

All you need is a simple website to advertise your work and you are in business! Once you have your book completed, you can use a file format such as PDF to delivery your book as an e-book, this will save you printing cost and it will also allow you to instantly satisfy your customers online.

You can have your e-book setup so that your customers can download your book from your website once a payment has been made. An easy way to setup payment online is by using paypal, all you need is a valid email address and you will be able to take payments using their system.

Once everything is in place, the next step is to begin driving traffic to your website, there are many ways to do this. Two popular methods would be pay-per-click marketing and content marketing via articles.

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What is the Best Benefit of Green Tea?

Even if you are not the type of person to frequent health food stores on a daily basis, you have no doubt heard about the amazing benefit of green tea in your diet. There have been countless studies published about all of the incredible health benefits that can come from drinking a cup or two of green tea every day - benefits like the lower risks of cancer, improved metabolism for weight loss, and an amount of caffeine that is less than that of coffee, but still enough to get you through the day without a hitch.

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Unfortunately, many of the other benefits of green tea have yet to be substantiated by laboratory evidence, but as time progresses, it looks as though more and more of the most sought after green tea benefits will become known to us. Experts and nutritionists are already predicting though that green tea will be able to increase the production of good cholesterol (HDL) in your body while lowering the bad cholesterol (LDL). Furthermore, it looks as though a benefit of green tea may also be its effects on the nervous system - and it may become an effective tool in fighting degenerative diseases like Parkinson's, Alzheimer's, MS, and Dementia in the future. In time we may be able to compile a massive list of all of the benefits of green tea.

What is the Best Benefit of Green Tea?

What is the Best Benefit of Green Tea?

For more information on Benefit of Green Tea try visiting http://www.benefitofgreentea.info/ a website that specializes in providing Green Tea related tips, advice and resources .

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Lucrative Ebook Writing - 3 Keys to Make More Profit With Ebook Writing

In the present era people prefer reading ebooks over the traditional books. The way we spend our lives today is very different from the way we used to spend our lives only a decade back. The world of online business and trade has engulfed every thing. There are many resources in the online world which can help you in making lots of money in the online world. eBook writing is one such mean. Never before the ebook writers had so many chances of making money as they do today. It is very interesting to see. Few years back people tried really hard to get published. Now it is much easier, as internet has provided a platform to all of them.

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Many people maker a lot of money through writing ebooks. Writing an ebook is not a very difficult task if you are clear about the topic you want to write about. If you do not know what your target is, you will not be able to write really good stuff. You must be very clear about this topic and the material you collect should be well researched. Once you are fine with this, you can actually write your ebook. Your ebook needs to be about some high selling topic. In this way the chances of making good sales are much more as compared to a book which has been written about some not very interesting topic. In this way you can make money thorough ebook writing. Also, you can make money through placing the banner ads and links of some web sites in your ebook. In this way you will help them in promoting their web site and in return you can get paid for this service.

Lucrative Ebook Writing - 3 Keys to Make More Profit With Ebook Writing

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Psychosocial Factors That Promote Successful Aging

There are several psychological and social factors that have been linked to increased individual life expectancy and quality of life in older adults. While the majority of attention in the life extension and successful aging field has focused on physical factors such as exercise, diet, sleep, genetics and so on, there is a growing body of evidence that suggests that psychological and sociological factors also have a significant influence on how well individuals age (Warnick, 1995).

Warnick (1995) believes that adjusting to the changes that accompany late adulthood and old age requires that an individual is able to be flexible and develop new coping skills to adapt to the changes that are common to this time in their lives. Aging research has demonstrated a positive correlation between someone's religious beliefs, social relationships, perceived health, self-efficacy, socioeconomic status, and coping skills among others to their ability to age more successfully. The term successful aging has been defined by three main components: "low probability of disease and disease related disability, high cognitive and physical functional capacity, and active engagement with life" (Rowe & Kahn, 1997).

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Baltes and Baltes (1990) suggested that the term successful aging appears paradoxical, as aging traditionally brings to mind images of loss, decline, and ultimate death, whereas success is represented by achievement. However, the application of the term, successful aging, they argue forces a reexamination of the nature of old age as it presently exists. "An inclusive definition of successful aging requires a value based, systemic, and ecological perspective, considering both subjective and objective indicators within a cultural context" (Baltes & Baltes, 1990).

Psychosocial Factors That Promote Successful Aging

With medical advancements and improvements in living conditions people can now expect to live longer lives than ever before. But, the prospect of merely living longer presents many problems. This fact has led researchers to investigate the psychological aspects of aging, with a goal of making the additional years more worth living. There is a great deal of information that leads us to be hopeful about the prospective quality of life in late adulthood and old age.

Religious beliefs, spirituality, and church participation have been the focus of numerous studies involving older adults. Various studies have associated religiousness with well-being, life satisfaction or happiness (VanNess & Larson, 2002). Although it will be necessary for future research to more clearly specify which dimensions of religious participation are beneficial to which outcomes (Levin & Chatters, 1998), it appears that certain aspects of religious participation enables elderly people to cope with and overcome emotional and physical problems more effectively, leading to a heightened sense of well being in late adulthood.

It is commonly known that suicide rates are higher among elderly people, and there is evidence that persons who engage in religious activity are more than four times less likely to commit suicide (Nisbet, Duberstein, Conwell, et al: 2000). The inverse association between religiousness and suicide rate in elderly individuals may be due to the fact that religious beliefs help elderly people cope with or prevent depression and hopelessness, which are established risk factors for suicide (Abramson, Alloy, Hogan, et al: 2000). The relationship between religiousness and successful aging is an extremely complex one. This makes it difficult to pinpoint which factors of participation in a religious organization lead to the increased sense of well-being, satisfaction, and happiness. It is possible that religiousness exerts its beneficial effects by creating positive emotions that stimulate the immune system. Or, it may provide access to social and psychological resources that buffer the impact of stress and aid ones ability to effectively cope (Ellison, 1995).

Membership in religious organizations also provides older individuals with a social network from which to draw emotional support and encouragement, while enhancing one`s ability to adapt to change and buffer stress (Levin, Markides, Ray, 1996). Research has shown that social networks, such as those commonly found in religious organizations are associated with positive health outcomes in older adults, including lower risk of mortality, cardiovascular disease, cancer, and functional decline (Seeman, 1996). The relationships that are fostered within the church or religious group serve for many as a replacement for the social groups that they engaged in at work before retirement. In addition, the attitudes that are learned from religiously committed peers may benefit ones health through encouragement of healthy behaviors and lifestyle lowering the risk of disease (Levin & Chatters, 1998).

One of the common threads that has been found to correlate with successful aging is the individual's socioeconomic status, particularly education and income levels (Meeks & Murrell, 2001). The relationship between education level and subjective well-being has been demonstrated consistently. Meeks and Murrell (2001) found that education did have direct effects on negative affect, trait health and life satisfaction. Their research concluded that higher educational attainment is associated with lower levels of negative affect, which is related to better health and increased life satisfaction (Meeks & Murrell, 2001). This may be due to the fact that "individuals with higher education levels benefit from the opportunities and resources related to educational attainment that produce accumulated success experiences and contribute to superior functioning in later life" (Meeks & Murrell, 2001). It is also possible that more educated people develop superior methods for problem solving and coping with change. Higher education levels have been shown to provide individuals with better occupational opportunities and social status through adulthood and greater financial stability during the transition to retirement. This establishes education level as ones foundation for successful aging (Meeks & Murrell, 2001).

Material wealth and income have been shown to have a direct relationship to subjective well-being (Andrews, 1986). For many, the sense of well-being is especially effected by their feelings of income adequacy as they move into retirement. Many individuals face retirement with great anxiety due to the lack of sufficient savings to replace their income. The reality of living on a small fixed income limits the lifestyle and ability to adapt to the changes of late adult medical needs for many elderly people. People with greater resources at retirement have access to greater variety of opportunities and activities (Jurgmeen, & Moen, 2002). In addition, the access to surplus income allows for more recreation and less stress from financial concerns. This notion that wealth and well-being are related is also supported by a microeconomics theory that states that an increase in the income level of a society would lead, other things being constant, to greater well being (Easterlin & Christine, 1999).

However, it is important to keep in mind that increases in individual income levels are relative to the changes in one's reference group (Lian & Fairchild, 1979). Increases in income are considered to be relative. In other words, if an individual's gains in economic status outpace the gains of the reference group then the individual will likely experience a greater sense of satisfaction. On the other hand, if their gains are equal to the average in their reference group, there will likely be no change. If the increases are less than the reference group than the result will be less satisfaction. Therefore, it may be important for many older adults transitioning to retirement to have adequate savings or other income in order to maintain or exceed their previous financial status.

The relationship between education and income to successful aging is a complex one that involves numerous external variables. But it seems that there is conclusive evidence that both education and income levels help to prepare an individual for the changes that they will face in old age and "influence on their ability to view aging as an opportunity for continued growth as opposed to an experience of social loss" (Steveink, Westerhof, Bode, et al, 2001).

One of the most important aspects of how well individuals age is related to their ability to develop and maintain strong relationships and social support systems (Rowe & Kahn, 1998). It is also important to mention that solitude, or a lack of social interaction, is considered a major health risk factor (Unger, McAvay, Bruce, et al, 1999). Recent studies suggest that the effects of social ties on the risk of physical decline in elderly are greater in men than women. These studies also report that there is a strong relationship between social support or social networks to the probability to cardiovascular and all cause mortality for men (Berkman, Seeman, Albert, et al,1993).

This gender difference could be explained by the fact that women devote a greater portion of their lives caretaking and developing friendships, so they are more accustomed to building and utilizing social networks. While men, in contrast, have devoted a greater portion of their lives to their careers, therefore, they have not developed the social networks or skills to utilize these networks that most women have (Unger, McAvay, Bruce, et al, 1999). In addition, social ties appear to be most important among elderly individuals with less physical ability (Unger, McAvay, Bruce, et al, 1999). It seems that people with physical disabilities have a greater need to develop friendships and support networks to assist them in coping with the limitations caused by their conditions. Friends and family provide them with a means to continue participating in social activities and complete the tasks of everyday living that they may be unable to accomplish on their own. This provides support for the belief that establishing strong social networks may increase not only quality of life, but quantity as well.

Social relationships and social support systems serve as protective factors in many ways (Bovbjerg & McCann, et al, 1995), (Krause & Borawski-Clarke, 1994). They benefit individuals by enhancing self esteem, providing encouragement, and promoting healthy behaviors. It is also possible that social networks may provide more tangible assistance such as food, clothing, and transportation. This type of assistance enables an elderly person to remain socially active even though they may not have the means to do so on their own. It is also important to distinguish the difference between receiving support and assistance from friends or relatives as opposed to agency assistance.

Possibly the most important source of social support comes from the family, which provides self-system mechanisms which increase an individual's subjective impression of life satisfaction. In addition families provide a system of support and interaction that may not be available from outside sources for some elderly people. All of these types of networks may prevent the degree of social isolation in old age, that is associated with depression and other psychological problems (Krause, 1991).

With all of the physical and psychological changes that people face in late adulthood i.e., decreases in vision, hearing, memory, etc., the ability to adapt to life circumstances that force aging individuals to move from one living style to another is an integral part of successful aging (Warnick, 1995). Simply maintaining the ability to perform the everyday tasks of living is not necessarily considered successful aging. Successful aging requires the maintenance of competence involving cognitive, personality, material, and social resources (Baltes & Lang, 1993). Adapting to these changes requires the use of flexible strategies to optimize personal functioning (Baltes & Baltes, 1990).

The strategies that one may employ to cope with the changes that accompany the aging process may be limited not only by the individuals ability to utilize a new strategy, such as learning sign language or walking with a cane, but also by their perception of their ability to do so. Many elderly people will avoid using new tools to adapt to change if they believe that they are unprepared to make such an adjustment (Slagen-DeKort, 2001).
Perceived self efficacy is defined as "peoples judgment of their capabilities to organize and execute the courses of action required to attain designated types of performance" ( Bandura, 1986). People who believe in their ability will set higher goals for themselves and expect that they will be able to achieve these goals. Self efficacy has been found to influence the adaptive strategies used by older adults (Slangen-DeKort, 1999).

There are two dispositions besides perception of self efficacy that influence individuals ability to cope, these are flexibility and tenacity (Slangen-DeKort, 1999). Tenacity is defined by an individuals persistence with which they are able to remain focused upon their goals in the face of obstacles. Flexibility refers to ones ability to readjust goals based on new information. The research of Slangen-DeKort et al (1999) concludes that self referent beliefs regarding personal competence influence adaptive behavior and the choice of adaptive strategies. "The direct effect, which is strongest, implies that even if a person appraises a certain adaptation as the most optimal one, this adaptation may not be adopted when this person perceives that the required efforts exceed his or her personal competence. In this case, a less optimal alternative strategy will be embraced." (Maddox & Douglas, 1973).

Given the enormous number of variables that are involved in determining how well an individual will age, it is impossible to point to one factor as being the most important. But, it is safe to say that ones ability to successfully age is determined to a great extent by their attitudes toward aging and growing old. These positive and negative attitudes will be the result of how effectively an individual is able to adapt to the physical, psychological, and social changes that will take place throughout adulthood. If someone is able to accept the changes of life and look forward to the challenges that they present with hope and desire to change, then they will be better prepared to face old age. In addition, the relationships and beliefs that are developed across the life span will be relied upon in old age as a resource for support and assistance in coping. Upon examining research on successful aging, it seems that many of the concepts that are applied to earlier developmental stages are equally important in old age.

For example, change, adaptation, personal growth, and cognitive function are aspects of development that may be as important in old age as they are in childhood development. In conclusion, it seems that the present and future of aging research may be used to develop medical and psychological interventions that will provide a more positive aging experience and well-being in old age.

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Psychosocial Factors That Promote Successful Aging

Doug Galligan is a Personal Trainer and Health Club Manager with over 20 years of experience in the fitness industry. You can visit his site at: http://www.louisvillepersonaltraining.com

E-Mail: d.galligan@Insightbb.com

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